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Loan with bad credit

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How do I apply for a bad credit personal loan?

Are you at the end of your tether? Been searching for a cash loan without any positive results?  Do you have a bad credit history and you’re looking to try and improve it? If you fall into these categories then seriously, just apply here with Cash Smart. We’ll either give you a loan or try and find a lender who will. You’ve got nothing to lose.

I Have Bad Credit

Have you struggled to pay off a previous loan or have a default listing against your credit file. If you’re unsure what you credit history is like you can always just apply to get a copy of your Credit File

 Equifax, CreditsavvyGet Credit Score

Can I still Borrow Money?

Your past credit history may not stop you getting a Loan with bad credit. Many lenders will asses your application based on our current cash flows, not necessarily your old problems. If you have steady income and the ability to repay your loan then apply with us.

Want a personal loan bad credit?

  • Are at least 18 years of age
  • Have an Australian Citizen or be a Permanent Resident
  • Must have a personal contact number and email

Small unsecured loans for bad credit

Cash Smart offers loans between $300 and $2000 over 4 – 24 weeks. Our $1000 loan over 24 weeks are as little as $60 a week. Please see our Repayments page to get full details.

I receive Centrelink, can I get a Loan on Centrelink

Just because you are a benefit recipient does not mean you cannot get a loan. Cash Smart offer loans to people on Centrelink benefits. As long as the loan is affordable for you we will get you approved or try and find a willing lender.