What Can I Borrow?
- You can borrow from $300 to $2000 – as a 6 month personal loan.
- Loans are transferred directly into your bank account
- Repayments are set weekly, fortnightly, or monthly to match your pay cycle
- Loans are unsecured, there are no early payout penalties and no hidden charges
- You can apply online now or come into a branch
Our loans have the following simple cost structure:
20% of principal amount (establishment fee)
+ 4% of principal amount per month.
There is NO Interest charged on our loans.
The easiest way to see how much your loan would cost is to go to our Repayments page. Our Loans have a minimum repayment period of 9 weeks or 61 days and a maximum repayment period of 24 weeks or 175 days.
An example of our standard type loan of $1,000 over 24 weeks would be
Loan Amount = $1,000
Repayments = 24 weekly Repayments of $60 a week = $ 1,440
Establishment Fee 20% = $ 200
6 x Monthly Fees at 4% ($ 40 a month) = $240