What are Same Day Cash Loans.
When you’re in need of a cash loan, you most likely want it as quickly as possible to get you out of a bind. Our Same day loans are just what you need. If you are approved, we will send the money direct to your account. Your request is most likely urgent, Right? We appreciate that and get your application processed as quickly as possible by our staff, so that you can have the funds in your account the same day.
Who can apply for a Same Day Cash Loan?
To apply for a Cash Smart Same Day Loan there are a few requirements,
- Over 18 years of age
- Be an Australian citizen or permanent resident
- Earn at least $400 a week
- Paid directly into your bank account
- Had your bank account for at least 3 months
- The repayments would be affordable to you
How to Apply
Applying with Cash Smart is easy and 100% Online. The process takes minutes and before you know it, we will have looked at your application and if successful be transferring funds directly to you. The actual application can be filled out and completed in minutes. We do require some information but let’s face it, you are not applying for a mortgage so don’t worry, the information we need should be readily available.
What we will need
When applying for a cash smart personal loan we will need to receive certain information from you within the application form. To speed up the process make sure you have access to,
- A reason for your loan application ( i.e. what do you need the loan for)
- Your Internet banking details (so you can log in and send us 3 months of recent history)
- Personal details ( e.g. contact details like address, phone numbers etc)
- 100 points ID
- Employment details
- My Gov details (so you can send us Centrelink information if applicable)
What happens next?
Once we have received all your information, we will start the assessment of your loan application. Generally, we get the loans assessed the same day you apply but at worst within 24 hours of applying. We will contact you by email or text to let you know the outcome and if approved we will get the cash transferred directly to your bank account so you can access it.
How Much do Cash Smart Quick Online Loans cost?
Cash Smart loan costs are straight forward, transparent with no hidden costs. We do not have early repayment fees, so if you decide to pay before the loans end date you will not be penalised.
- All Loans $300 to $2000 are over 4 to 24 weeks
- There is a 20% Establishment Fee on the Loan mount
- There is a 4% Monthly fee
- A $500 Online Loan over 24 weeks costs $30 per week
- A $1000 Cash Loan over 24 weeks costs $60 a week.
- How good is that?
How do I repay the Loan?
We try and make this process as seamless as we can. We will set up the direct debits on your payment days to match your income e.g. Wage or Benefit. If the payment defaults there is a dishonour fee of $20. So, if there is a problem, make sure you call us on 1300 762 731 so we discuss an alternative arrangement.
What reason do you need to get a loan?
Cash Smart same day fast loans have helped many customers out of a bind. You can apply for virtually any reason, but remember, never apply for more than you need
- Car Repairs
- Medical Expenses
- Vet Bills
- Wedding Expenses
- Back to School
- Bond Loans
- Car Rego
- Birthday Surprise
- Utility Bills